High-Net-Worth Investor Unlocks Capital for Expansion

The Client

  • A sophisticated investor and shareholder in a publicly listed growth company seeking capital to participate in a time-sensitive opportunity.

The Challenge

  • Traditional lenders declined the request despite the liquidity of the underlying stock.

  • Selling shares was undesirable due to public disclosure obligations and potential tax exposure.

Our Solution

  • Structured a non-recourse loan of $5 million at 65% LTV and 2.5% interest over 24 months, secured against the client’s listed equity position.

The Outcome

  • Liquidity was obtained without divesting shares, enabling participation in the investment.

  • The facility was repaid in full within 24 months, and dividends accrued on the pledged stock during the loan term.

Crypto Investor enables short term liquidity to maximise returns

The Client

  • An early Bitcoin and Ethereum investor seeking $4 million to fund a new business venture without selling their digital assets.

The Challenge

  • Market volatility made timing a sale risky, and the client wanted a flexible liquidity solution without fixed repayment pressure or loss of exposure to market upside.

Our Solution

  • Structured a crypto-backed loan secured by BTC and ETH at 70% LTV, with funds issued in USDT and multi-currency withdrawal options available through Tier 1 custody partners.

The Outcome

  • The client successfully launched their business while retaining full market exposure. When Bitcoin appreciated, the loan was repaid early and the client retained the capital gains on their holdings.

Crypto Exchange Expands Liquidity Pool Without Selling Reserves

The Client

  • A mid-sized cryptocurrency exchange seeking additional liquidity to expand its user base and launch new trading products, while maintaining full custody of its reserves.

The Challenge

  • Selling reserves could signal weakness to users and undermine market confidence.

  • The exchange required an off-balance-sheet financing structure that preserved operational stability and discretion.

Our Solution

  • Structured a loan secured against the exchange’s BTC, ETH, and top-tier altcoin reserves at 65% LTV, providing rapid access to working capital through institutional custody partners.

The Outcome

  • The exchange successfully expanded its liquidity pool and user base while retaining full market exposure.

  • The facility was repaid within 12 months using trading revenues, strengthening both treasury and brand confidence.

Majority Shareholder Executes $200M Block Trade via 2nd Capital OTC

The Client

  • A majority shareholder in a publicly listed company holding a substantial but semi-illiquid equity position.

  • Required liquidity without creating on-market price erosion or triggering regulatory disclosure thresholds.

The Challenge

  • To identify a qualified institutional counterparty capable of acquiring the entire equity block at a competitive discount, while maintaining full confidentiality and avoiding market disruption.

Our Solution

  • Through 2nd Capital’s Institutional Block Trade platform, we structured and executed a $200 million off-market transaction at an 8% discount to market price, post-market and in full compliance with regulatory requirements.

The Outcome

  • The shareholder accessed immediate liquidity without impacting share price or disclosure obligations.

  • 2nd Capital remains the client’s preferred partner for subsequent secondary transactions and liquidity planning.

Structured Lending Institutional Precision

Access liquidity from your holdings

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About
2nd Capital

2nd Capital SPC provides institutional-grade liquidity solutions for shareholders and digital asset holders.

We deliver flexible, non-recourse financing ($1M–$100M) against listed equities and crypto holdings with market-leading LTVs and rapid execution.

Our Liquidity Solutions

Stock Loans

Unlock liquidity against listed equities through stock loans with competitive LTVs and low interest rates.

  • Top Loan-to-Value (LTV) ratios and low interest rates, determined by the liquidity and market cap of the pledged stock.

  • Designed for shareholders seeking rapid, confidential financing while retaining market exposure and ownership benefits.

  • We accept a range of collateral, including single stocks and diversified multi-stock portfolios worldwide.

Crypto Loans

Secure flexible, confidential financing against your liquid crypto holdings without liquidating your assets or losing exposure to market upside.

  • Access liquidity against leading digital assets without liquidating your portfolio.

  • Flexible crypto-backed loans with competitive LTVs and interest rates 3–6% p.a.

  • Assets are held in secure, institutional-grade custody with Tier 1 partners.

Institutional Block Trades

Structured off-market block trades for concentrated equity positions.

  • Minimize price erosion and ensure confidential settlement with institutional-grade execution.

  • Access to liquidity without triggering market slippage.

  • We are trusted by UHNWIs and institutional investors seeking discrete exit alternatives for substantial holdings.

A Streamlined
5-Step Process

We reduce the typical funding timeline from months to weeks. Each stage is handled with institutional precision and full transparency.

01

Request Financing

  • Submit a secure request specifying the collateral type (stocks or digital assets) and desired liquidity amount.

03

Call & Final Agreement

  • A call is scheduled with a principal or investment manager to finalise the loan terms.

  • A definitive Loan Agreement is then issued for execution.

05

Funding

  • Following approval, a Closing Statement confirms the loan amount.

  • Funds are disbursed directly to the borrower’s designated account.

02

Term Sheet & KYC

  • Receive a tailored Term Sheet reflecting asset quality and market conditions.

  • Standard KYC/AML checks are completed efficiently.

04

Custody & Pledge

  • An account is opened with our custody partner, where assets are securely held and formally pledged as collateral.

01

Request Financing

  • Submit a secure request specifying the collateral type (stocks or digital assets) and desired liquidity amount.

02

Term Sheet & KYC

  • Receive a tailored Term Sheet reflecting asset quality and market conditions.

  • Standard KYC/AML checks are completed efficiently.

03

Call & Final Agreement

  • A call is scheduled with a principal or investment manager to finalise the loan terms.

  • A definitive Loan Agreement is then issued for execution.

04

Custody & Pledge

  • An account is opened with our custody partner, where assets are securely held and formally pledged as collateral.

05

Funding

  • Following approval, a Closing Statement confirms the loan amount.

  • Funds are disbursed directly to the borrower’s designated account.

Institutional Strength and Global Assurance

Our operations are built on a foundation of compliance, secure custody, and risk-managed execution.

2nd Capital SPC is a registered Mutual Fund under the Cayman Islands Monetary Authority (CIMA) and collaborates exclusively with world-class institutional partners across custody, administration, and insurance.

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Case Studies

2nd Capital provides liquidity and execution solutions for sophisticated investors, shareholders, exchanges, and funds across public markets and digital assets.

Sophisticated Investor Unlocks Capital for Business Expansion

Stock-secured financing enabling a $5M disbursement at 65% LTV, executed in under two weeks.

View case details

Crypto Investor Accesses Liquidity Without Selling Holdings

BTC and ETH pledged for a $4M loan at 70% LTV, preserving exposure during market recovery.

View case details

Crypto Exchange Expands Liquidity Pool While Retaining Reserves

Institutional loan secured by digital assets, funding product expansion without liquidating treasury.

View case details

Majority Shareholder Executes $200M Off-Market Block Trade

Structured through 2nd Capital’s institutional network, ensuring confidential settlement and zero market impact.

View case details

FAQ

What does 2nd Capital do?

2nd Capital provides structured financing against publicly listed equities and leading digital assets, enabling investors to unlock liquidity to meet their ambitions.

Who is eligible for financing?

Public company shareholders, founders, family offices, and professional investors — including HNWIs, UHNWIs.

What are the minimum and typical loan sizes?

Minimum facility size: US$500,000.
Typical transaction range: US$1 million to US$100 million.

How long does the process take?

A preliminary term sheet is issued within 24–48 hours.
Final contracting and funding are typically completed within 5 business days, subject to KYC and collateral verification.

How quickly can funding be disbursed?

Once collateral is confirmed in custody, funds are typically disbursed within 48 hours

Which markets do you operate in?

We provide financing globally across primary markets, excluding sanctioned jurisdictions and subject to local regulations.

How are assets secured?

All pledged assets are held with Tier 1, institutional-grade custody partners under segregated account structures.